For the Islands and Beyond

Private Client Insurance


Understanding you is the heart of our business

At Hepburns, we have a long, well-established history in providing bespoke insurance solutions and have been protecting private individuals and their families for more than 50 years. Our team of experts have an in depth knowledge of the Clients we serve – we endeavour to protect your assets and provide you a with piece of mind.

This approach is unlike many traditional insurance providers and we understand that there is often no ‘typical’ client. That’s why it’s our job to act as an independent adviser and design a bespoke policy to protect you, your home, your possessions, your valuable cars or your marine assets. This provides you with peace of mind through a single point of contact as well as, where possible, a single renewal date for all of the things that matter to you.


Personal service, built on long-lasting relationships

As our private client, you will be assigned a dedicated private client Broker who will work with you to develop a deep level of insight and understanding of your lifestyle and the risk management and insurance you will require so that you have the right level of protection to suit your individual needs.

Protection with Hepburns means more to us than just insurance. Our team of Private Client brokers work with you to manage your risks in line with your lifestyle. We can introduce you to our network of trusted partners who are on hand to help with matters ranging from legal to financial advice. When you join us as a Private Client, you join a family, a family we care about and support when things don’t go to plan.


Here for you if things go wrong

We protect individuals and families that face risk every day. We recognise that making a claim is a stressful time for anyone and for us it’s an opportunity to deliver on our promise at what is often a difficult time for our customers.

Our team of brokers will process your claim quickly and sympathetically, working with experienced suppliers who understand the complexities of repairing or replacing rare and unique belongings to find a solution that’s suitable for you. We pride ourselves in attending all major claim investigations. We try where possible to process claims with the minimum amount of fuss.

Personal Protection

Private Client

Domestic Insurance

Our portfolio of personal products that provide higher levels of insurance for high net worth homes and lifestyles, with a tailored approach down to the finest detail.

Motor Insurance

We recognise that if you choose to drive something a little more unique, you will need insurance to match – relax and enjoy the ride, we share your enthusiasm.

Marine Insurance

When it comes to insuring your boat, whether you’re a seasoned sailor or new to boating, we will ensure you stay afloat on any type of watercraft.


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