Private Client


For the Islands and Beyond

Clear, Objective Insurance Advice

Hepburns has traded in the Channel Islands for over 50 years. We offer high quality Insurance Broking Services for Commercial Risks and Private Clients for both Jersey and Guernsey.


Bespoke insurance solutions

At Hepburns, we recognise the importance of managing risk and have built up a deep understanding of the industry spanning over our 50 year history, which we can pass on to you in the form of excellent service, provided by long-serving, dedicated members of staff who are overseen by senior executives who are passionate about Hepburns and the islands we serve.


Commercial Solutions

Our Commercial Brokers provide both large and small businesses with innovative and cost­effective insurance and risk management solutions.

All of the key classifications of business insurance, including construction and associated risks, Professional Indemnity, and Directors & Officers, are covered by our commercial services.

Transport & Cargo Risk

Fleet insurance manages the risk of all vehicles under the cover of one policy.

Construction Risk

Keep your construction site covered with a tailored insurance package especially for you.


Protects you and your business from professional services claims made against you by your own clients and/or third parties.


Unique to each individual project, insurance solutions are bespoke to every property developer from Latent Defects to Non Negligence.

Business Risk

Reduce the financial impact of a business interruption, loss or damage to a facility or equipment.

Property Risk

Owners, occupiers and lenders always need physical reinstatement and financial compensation protection against property loss.

Personal Protection

Private Client

Our private client brokers maintain a high standard of professional service and focus on delivering highly tailored and personalised insurance to clients. 

We do not outsource claims management and handle claims as much as possible through to a satisfactory conclusion.

Domestic Insurance

We provide higher levels of insurance for high net worth homes and lifestyles, with a tailored approach, down to the finest detail.

Motor Insurance

We recognise that if you choose to drive something a little more unique, you will need insurance to match – relax and enjoy the ride, we share your enthusiasm.

Marine Insurance

When it comes to insuring your boat, whether you’re a seasoned sailor or new to boating, we will ensure you have the correct cover to keep you afloat.


People, before products.

At Hepburns, we specialise in tailored insurance solutions for situations where a ‘one size fits all’ approach simply does not work. We put an emphasis on our team and their years of experience in managing risk across all areas of your life from business to home. We focus on truly understanding each individual or company and their circumstances and with over 50 years of industry experience, combined with the collective expertise of our brokers, we’ve fine-tuned our bespoke insurance approach to provide the necessary cover when things don’t go exactly to plan.

When it’s convenient

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Contact us

Get in Touch


Phone: 01534 515151
Address: 6/7 Mulcaster Street, St Helier, Jersey JE4 0QJ

Guernsey OFFICE

Phone: 01481 738080
Address: Lancaster Court, Forest Lane, St Peter Port, Guernsey GY1 1WJ

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