In order to assist clients to examine viability of a captive programme and the most appropriate captive structure we offer a comprehensive feasibility service, which may include the following:

Insurance audit

This comprises a comprehensive, objective assessment of the adequacy, pricing and structure of the organisations existing risk financing programme.  This will enable us establish the feasibility criteria and may suggest the type of captive structure that would be most appropriate to the organisations needs.

Captive feasibility study

This comprises an analysis of the viability and relative costs involved with the establishment of a particular captive programme.  If the programme is considered feasible we will assist with local statutory incorporation procedures and prepare and submit the appropriate licence application and business plan.

Captive management

This comprises insurance management, including underwriting and claims administration, financial reporting, secretarial functions and corporate and regulatory compliance.

Compatriot Insurance PCC Limited

In order to assist clients to participate in a captive programme Hepburns Insurance has its own Guernsey Licensed Protected Cell Company which can be accessed upon payment of a facility fee.

Our services are fee based and adjusted annually on volume of work.