Hepburns Insurance has long recognised the rich vein of insurable assets that trust companies, banks, property managers and developers control.

Indeed, in the case of trust companies, it is understood that as a property asset and consequently any legal rights are transferred from a settlor to a trust or other entity such as a company, the responsibility for the property asset and arranging insurance rests with the trust company. Failure to adequately protect an asset could lead to beneficiaries taking action against trustees for failure to protect their interests.

In partnership with a select group of composite Insurers, who recognise the quality of the insurance risks managed, we designed and introduced an Insurance Portfolio scheme to the Islands that offers benefits not normally available in the general market place.

The Property Insurance Portfolio arrangement harness: –

  • Premium Savings
  • Improved Insurance cover
  • Protection from Insurance market fluctuations
  • High standards of claims support
  • Simplified administration – no proposal forms are required
  • ‘Sleep Easy’ protection
  • All insurances placed with Insurers of stature
  • Compliance with Insurance Tax and Regulatory issues
  • Survey & Valuation Service

In addition, for Property Owners & Developers, we have established facilities for Construction, Latent Defects and Legal Indemnity.