Annual Multi-Trip Cover Summary
Trip Cancellation and Disruption
- Up to £3,000 in all in respect of irrecoverable expenses for unused pre-booked travel and accommodation if a trip is cancelled or curtailed
- Up to £500 in all ‘get you there’ expenses to fulfil pre-booked travel and accommodation commitments
- Inconvenience benefit for delayed departure beyond 12 hours: Incremental payments of up to £100 for the outward journeys and up to a further £100 for all subsequent journeys
- Additional travel & accommodation costs
Medical, Repatriation and Other Expenses
- Up to £5,000,000 in all for medical & repatriation costs and travel & accommodation costs of a relative or friend incurred if an insured persons sustains injury or illness
- In-patient inconvenience benefit at £25 per day up to a maximum of £1,500 in all
- Additional repatriation expenses
- Funeral expenses abroad and/or transport of remains
Personal Accident
- Death or loss of limb(s) or eye(s)£25,000
- Total Disablement £50,000
Baggage & Personal Effects
- Up to £1,500 for baggage, personal effects or winter sports equipment
- Ski hire up to £100 in equipment is lost or damaged
- Delayed Baggage up to £100 to replace immediate necessities
- General average & salvage charges up to £500 to secure release of accompanied baggage following an emergency at sea
Money, Travel Documents and Credit Cards
- Up to £750 for lost money, travellers’ cheques, passports and other travel coupons or passes and the fraudulent use of lost credit, charge or banker’ cards
- Up to £100 for the replacement or restoration of business documents
Legal Expenses and Personal Liability
- Legal expenses up to £25,000 in all to pursue third party claims following injury, illness or death of an insured person
- Personal legal liability to third parties up to £2,000,000 in all including associated legal expenses
Hijack and Kidnap Daily Benefit
- Up to £50 for each complete day up to £1,000 in all
Main Policy Ccnditions & Exclusions
- No cover applies to pre-existing medical conditions unless noted and agreed by underwriters
The maximum duration any one trip is 120 days, there is no limit to the number of eligible trips that may be taken any one year and cover includes winter sports up to 17 days in any insurance year.