Hepburns Insurance is the largest locally owned independent insurance intermediary in the Channel Islands, offering Insurance for Jersey and Guernsey

Hepburns Insurance is an independent insurance intermediary and risk and captive manager, established in the Channel Islands during 1971 with offices now in St. Helier Jersey, St. Sampsons Guernsey and Worthing UK.

Areas of Expertise



Our Commercial brokers deliver innovative and cost effective insurance and risk management solutions to both large and small companies. Our dedicated team possess strong technical training and relationship skills and this ensures a high quality of service provision and transaction delivery.

Business insurance services


Private Client

Our Private Client brokers maintain a high standard of professional service and focus on delivering highly tailored and personalised insurance to clients. We do not outsource our claims management and handle the claims through to a satisfactory conclusion as much as possible.

Private Client Services


Risk & Captive Management

Our experience with a number of multi-national and professional clients means that we are well placed to assist at all stages of formation and operation – from the inception of a captive feasibility review through to the management of the interface between captive and conventional insurance programmes.

Captive Management
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Our Philosophy

The quality of claims handling is of vital importance to any insurance arrangement. At Hepburns Insurance, we administer all claims on behalf of clients and undertake all negotiations with insurers and loss adjusters, when appointed.
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Other Services


Health & Safety

Established over twenty years ago NHS provides health and safety services to States departments, and leading commercial organisations in both Guernsey and Jersey.


Landlord & Tenant

Hepburns are pleased to be exclusive provider of property insurance for several large and established letting firms in the UK. If you’d like to learn more select a link below.


Financial Services

Hepburns offer financial services through our sister firm, Advisa Hepburns Oracle, part of Advisa Group, a long established and highly reputable Independent Financial Services Company.

The latest from Hepburns

Hepburns support Jersey Heritage Ice Age Exhibition

Today, 10 per cent of the world is covered by ice but that figure has been as high as 30 per cent in the past.We’d certainly have more claims for frozen pipes back then! We’re […]

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A relay for the Hepburns team!

With the sun coming out and the summer finally here we’re casting our minds back to one of last year’s team events for Hepburns. Our in-house amateur marathon runner Jerry Toudic led a team of […]

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Hepburns on the Collas Crill Island Walk

With Collas Crill adding a relay element to this year’s island walk we were thrilled to be able to enter three teams in the event this year. This was the first year Hepburns have been […]

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